Health, Nutrition & Lifestyle Coverage | Admiral Insurance Group

Admiral provides coverage to the Dietary Supplements industry while navigating the challenging regulatory environment of an industry exceeding $40 billion dollars in US retail sales.

What’s at Risk

The health, nutrition, and lifestyle industry is a competitive one. It’s lucrative growth and low barriers to entry make it a competitive place for even the most unique of companies. With the fierce competition and ever-stricter regulations, one claim or incident without insurance could be permanently detrimental to a company’s business and operations.

Our Solution

Admiral’s Health, Nutrition, and Lifestyle Underwriting team develops some of the most comprehensive coverages for companies in the health, nutrition, and lifestyle industry. Our dedicated team is a national group of experienced professionals whose memberships in the National Products Association and the American Herbal Products Association keep them abreast of the industry news and trends.

Man sitting in a gym, in workout clothes, towel draped on his shoulders and holding an energy drink.

Health, Nutrition, and Lifestyle Coverage

Learn more about Admiral’s Health, Nutrition, and Lifestyle coverage, including coverage capabilities and sample classes.

Coverage Capabilities

Policy form ISO CGL claims made general liability coverage
True worldwide coverage
Maximum limits of $10M/$10M/$10M
Phase I & Phase II Clinical Trials – $100K/$300K Sublimit [Max Limit $1M]
Defense outside & capped
Products bodily injury coverage arising out of mold & silica
Limited ingredient restriction list
Additional insured coverage for vendors & tradeshow sponsors
Serious Adverse Events (SAE) schedule endorsement option (Bridges reporting and definition gaps)

Extended claims reporting period: up to 5 years
Government mandated recall coverage
Prop 65 coverage
Primary/non-contributory coverage
Cyber/data breach coverage
Additional insured coverage for managers or lessors of premises
Additional insured coverage for lessor of leased equipment
Waiver of Subrogation for vendors

Policy form ISO CGL claims made general liability coverage
True worldwide coverage
Maximum limits of $10M/$10M/$10M
Phase I & Phase II Clinical Trials – $100K/$300K Sublimit [Max Limit $1M]
Defense outside & capped
Products bodily injury coverage arising out of mold & silica
Limited ingredient restriction list
Additional insured coverage for vendors & tradeshow sponsors
Serious Adverse Events (SAE) schedule endorsement option (Bridges reporting and definition gaps)
Extended claims reporting period: up to 5 years
Government mandated recall coverage
Prop 65 coverage
Primary/non-contributory coverage
Cyber/data breach coverage
Additional insured coverage for managers or lessors of premises
Additional insured coverage for lessor of leased equipment
Waiver of Subrogation for vendors